求英语作文.在此谢过!

求英语作文.在此谢过!
含有banks、economy、money 、interest rate的一段话,一百词左右

INTEREST RATE
An interest rate is very well described as the price
a borrower pays for the use of money he does not own,and has to return to the
lender who receives for deferring his consumption,by lending to the borrower.
Interest can also be expressed as a percentage of money taken over the period of
one year.Its calculation formula is:Interest rate = Interest amount
/principal/ Time * 100%.Interest rate has many types.A variety of interest rate
is divided according to different classification method and point of view so as
to show the characteristics of different types of interest rates more clearly.
the interest rate based on payment period can be divided as follows:interest
rates,monthly interest rates and daily interest rates; the decision of the
interest rate can be divided as follows:the official interest rates,Kimisada
interest rates and market interest rates; according to whether the interest rate
floats in tne period of borrowing times can be divided as follows:fixed rate and
floating rate.According to the status of the interest rate can be divided as
follows:benchmark rates and the general interest rates; according to the length
of the time of the credit behavior can be divided as follows:long-term interest
rates and short-term interest rates; according to the true level of interest
rates can be divided as follows:the nominal interest rate and real interest
rates; by lending main difference divided as follows:the central bank interest
rates,including the rediscount,refinancing rate,etc.; commercial bank
interest rates,including deposit interest rates,lending rates,discount And so
on; non-bank interest rates,including bond interest rates,corporate rates,
financial interest rates,etc.; according to whether there is preferential in
nature can be divided into general interest rate and the prime rate.